Zmeu Solutions Career Education inc.

2-day webinar - practical work

Real Estate in Canada: From Renter to Landlord

10+ hours of information: A step-by-step walkthrough of the entire purchase process—from research to signing. You'll learn where to save money, what to be wary of, opportunities for increasing your capital, and how to proceed without unnecessary stress.

Zmeu Solutions Career Education Inc.

A step-by-step guide to your success in Canada

учеников
99 +
satisfied customers
9 %
own training platform

Who is this practical webinar for?

What awaits you?

The program is designed so that you can step by step understand how the real estate market works in Canada, realize all the opportunities it opens up for you, determine what will be most profitable for you, and start taking action!

Gifts for buyers in the first 24 hours:

Webinar program

Day 1: Buying Real Estate

Module 1: Introduction and Objectives

The current situation in the real estate market in 2025. 
Analysis of market behavior over 10–20 years: how market cycles influence prices and investor behavior.
How to set financial and investment goals.
What is the difference between buying real estate "for personal use" and "for investment."
Should you choose: wait or act.
The psychology of deals and negotiations during a crisis: the behavior of sellers and investors.
How to assess the risk of price declines and protect capital.
How the approach to negotiations and deal-making is changing.

Relevant for everyone: for both personal use and investment.

Module 2: Your Team

What specialists are needed for a successful transaction and how to choose good professionals (real estate agent, lawyer, mortgage broker, etc.). 
Differences between a team for an investor and for a personal home.
How to build long-term relationships with key partners.
Where to look for reliable contacts and deals in 2025 (networking).

Module 3: Financial Preparation

How to quickly improve your credit score to qualify for a purchase. 
What credit errors can prevent you from getting a mortgage.
How to show income so that the bank will take it into account (especially for the self-employed).
What documents to prepare in advance.
Financial "red flags"
What banks look for and how to correct them before applying.
Government grants and support programs.
Types of mortgages (including all-in-one and HELOC)
Mortgages: banks, credit unions, brokers,
How to use RRSPs to buy real estate (HBP and private lending)
Preliminary calculation: income and qualification requirements.
Purchase costs for different categories of citizens: work and student visas.
Government grants and support programs.

Module 4: Alternative Financing Strategies

How to use an RRSP to buy real estate. 
Modern techniques: seller financing, double closing, private lending.
How the Vendor Take-Back strategy works.
Assumable mortgage – transferring a low-rate mortgage.
Private lending through an RRSP/TFSA.
Agreement for Sale, Subject-To, Rent-to-Own.
Joint Ventures: partnership deals.
Tax-free refinance: how to extract capital tax-free.
How to work with a broker or bank to increase your chances of approval.

Module 5: Negotiations

How to Negotiate in a Falling Market 
Win-Win Tactics: Where to Press, Where to Concede
Conditional Offers and Escape Clauses: Buyer Protection
Repair Credits and Inclusions: Negotiation Tools
What a Competent Offer Should Include
Real Estate Purchase Procedure: Step-by-Step Instructions

Module 6: Object Analysis

Where to look for properties: MLS, off-market, foreclosure, probate sales, networking events. 
How to find and evaluate undervalued properties.
Rules for working with realtors and lawyers when analyzing transactions.
How to evaluate a property for profitability (for an investor) and suitability for family needs (for personal residence).
How banks assess risks: underwriting through the eyes of a lender.
Checking the neighborhood and property for hidden problems.
A complete due diligence checklist: from debts and illegal additions to zoning and condo regulations.
Considerations of buying a property with existing tenants.

Module 7: Rentals

Choosing a rental strategy: long-term, medium-term, daily, Airbnb, co-living. 
Effective listings for tenants.
Tenant screening: questionnaires, interviews, red flags.
Key clauses in contracts: risk protection (pets, noise, late fees, insurance, etc.).
Legislation, conflict resolution, and how to avoid litigation.

Module 8: Management

Features of operating a home "for yourself" (insurance, service, reserves). 
For investors: self-management vs. property management company.
How to choose property management software and save time.
What tasks can be delegated to a virtual assistant.

Day 2: Increasing Profitability and Minimizing Taxes

Module 9. Repair and increase of the property's profitability

Micro-renovations with a high ROI - what to do first on a limited budget. 
How renovations affect a property's profitability and value growth.
How to avoid unexpected expenses.
When to do cosmetic renovations versus major repairs.
ADUs (accessory units).

Module 10: Taxes and Tax Reductions

Taxes on the purchase, ownership, and sale of real estate: Land Transfer Tax, GST/HST, Property Tax, Capital Gain — when they arise and how to reduce them. 
Tax optimization tools: legal methods for reducing taxes and tax breaks.
Reinvestment and refinancing: tax advantages.

Module 11: Forms of Property Ownership for Wealth Protection

Different forms of ownership: individual, joint, corporate
Corporations and trusts: advantages and limitations
How to choose the optimal structure for asset protection and tax optimization
Transferring real estate by inheritance

Module 12: Insurance and Protection

Home Insurance 
Landlord Insurance
Additional Coverage: Rent Loss, Liability, Natural Disasters, Fires, Floods
How to Choose the Right Policy in the Face of Increasing Risks and Tenant Defaults

Module 13. Mortgage Exit and Repayment Strategies

Fast Mortgage Closure: Options and Benefits 
Early Repayment Penalties: What to Consider
Selling Real Estate: When to Sell and When to Hold
BRRRR: Step-by-Step Analysis and Example
Flipping: Risks and Opportunities in 2025

Bonuses!

After the webinar, you'll have easy access to all materials.

On the fourth day after each broadcast, you will receive a webinar recording in your personal account with access for 12 months.The recording is divided into convenient time codes to make it easy to find and review the topics you need. For your convenience, you can select the viewing speed in the player—slower or faster.

In addition, you will receive a detailed summary of the entire webinar: key steps, diagrams, and recommendations to quickly refresh your memory and use the materials in your real estate work at any time.

WE HAVE ADDED POST-WEBINAR SUPPORT 

An investment that pays for itself many times over!

One ​​well-timed piece of advice or case analysis can save you from a bad deal or, conversely, help you secure a high-yield property – thereby saving or earning thousands of dollars.

That’s why we’ve added post-webinar support, which gives you access to ongoing feedback, an inspiring network of like-minded people, and live Q&A sessions with realtors, mortgage brokers, lawyers, and others.

Participants share their experiences, motivate each other, and suggest opportunities you might have overlooked.

Support means peace of mind and confident steps toward achieving your goals.

What you will receive after the webinar

A ready-made purchase and investment strategy

A clear step-by-step plan—from document preparation and mortgage approval to choosing a neighborhood, negotiations, and closing the deal.

Confidence and Fearlessness

Stop worrying about failing to pay off your mortgage or buying at a bad price. You'll figure out when to buy and when to wait to protect your capital.

Deep understanding of the market

Learn where to look for suitable properties, how to analyze neighborhoods and properties, evaluate profitability, and predict price growth.

Working Investment Strategies

Understand the various savings and purchase options: for your own home or for investment. You'll be able to choose the most profitable model and build long-term capital.

Transaction Analysis and Verification Skills

Master the complete Due Diligence process and learn to determine the success of a transaction in advance to avoid losing money on hidden risks.

Understanding Taxes and Legal Nuances

Understand the taxes and fees you'll face when buying, renting, and selling, and how to optimize them to save thousands of dollars.

Tools that save time and money

Checklists, offer templates, profitability calculators, step-by-step instructions for negotiations and leasing – all in a convenient format.

Access to support and community

Get a quick answer to your question, discuss a personal case, exchange contacts, and be inspired by the experiences of other participants.

How does the webinar work?

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Pay for participation

After payment, you will receive an email confirming your payment.

2
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Get the link

A day before the webinar you will receive a link to the Zoom conference by email.

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Watch and re-watch

4 days after each day of the webinar, its recording will appear in your personal account on our website.

The webinar is led by

Marina Zmeu

@marina_immigrant_canada


WHO I AM AND WHY YOU CAN TRUST ME:

I am the founder of ZmeuSolutions Career Education, a real estate investor, a landlord, and an expert on employment and immigrant adaptation in Canada.
Taught 2,000+ immigrants financial literacy, tax optimization, employment, and business management in Canada
In 2021, she completed training to become a financial consultant.
I started my own business in December 2018 as a self-employed person, and now I am a co-owner of 3 businesses, including an investment property with a total revenue of $1.5 million in 2024, so I have a very good understanding of the Canadian financial system from different angles.
I have received hundreds of positive reviews from previous programs and personal consultations because I only teach tools that are 100% effective and that I have tested in my own experience.
200+ families found jobs, moved to Canada, and successfully adapted, just by reading my blog

What учеников say about our products

Answers to frequently asked questions

If your payment doesn’t go through or you have any questions, please contact our Telegram support team at @Canada_iTSpace

When you check out, you’ll see payment plan options from payment services available in your province/country.

After payment, you’ll receive a confirmation email with instructions and a link to the Telegram chat. Be sure to open the chat, where you’ll find all the details! You’ll also receive instructions and a link to the chat via the email you provided during payment.

The webinar will be held online via Zoom over two days. A recording will be published in your personal account on the platform within four days.

If you can’t log in to your personal account or have access issues, lessons won’t open, or any other difficulties arise, please contact technical support in Telegram @Canada_iTSpace

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Base

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Webinar + 3-month support

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Webinar + 6-month support

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Webinar + 12-Month Support

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