2-day webinar
Smart Finance
in Canada
Practical tools to kick-start your financial freedom
- 10+ hours of useful information
- March 22 and 23, 2025
- 480 CA$
ПОДАРКИ ТОЛЬКО ПЕРВЫЕ 24 ЧАСА!
🎁 ВПЕРВЫЕ СУПЕР-БОНУС: чат с ботом-помощником!
🎁 ВПЕРВЫЕ СУПЕР-БОНУС: чат с ботом-помощником!
ПОДАРКИ ТОЛЬКО ПЕРВЫЕ 24 ЧАСА!
🎁 Подписка на телеграм бота-помощника!
🎁 Лекция (запись) по ведению семейного бюджета
🎁 Таблица управления расходами
🎁 Доступ к записи вебинара на 12 месяцев вместо 6
🎁 Подписка на телеграм бота-помощника!
🎁 Лекция (запись) по ведению семейного бюджета
🎁 Таблица управления расходами
🎁 Доступ к записи вебинара на 12 месяцев вместо 6
ZmeuSolutions Career Education Inc.
Your path to a successful life in Canada
studеnts
99
+
satisfied customers
9
%
own training platform
- You don't understand how the tax system works in Canada and you're afraid that taxes will eat into your income.
- Want to reduce taxes, write off expenses and get more refunds?
- Are you afraid of financial mistakes and don’t know how to invest without losing your money?
- Feeling uncertain about rising prices, economic changes and a possible crisis.
- You want to save for a house, your children's education, and retirement, but you don't know where to start.
- You don't understand what tax pitfalls may arise and what reporting you need to do.
- You don't know when and what kind of insurance is really necessary for financial stability.
- Worried about your financial future, but want confidence and a clear plan.
- Ready to take action and change your life with the help of new knowledge!
Webinar program
- DAY 1
1. Understanding Taxes in Canada
- How the tax system works in Canada
- Progressive tax scale: tax brackets, tax calculator
- Types of income and how they are taxed: (income from employment, self-employment, income from abroad, investments, gifts and bonuses)
- What income is not taxed?
2. Filing tax returns and reporting
- Tax filing deadlines and possible audits
- How to file a tax return:
- accountant or volunteer
- self-submission
- first-time submission vs. subsequent years
- What tax documents need to be collected?
- Online services and programs for filing taxes
3. How to Reduce Taxes and Get More Refunds
- Tax-free minimum
- What expenses can be written off by those who are employed and self-employed?
- Government payments and benefits: how to find out which ones you can receive
- How to avoid tax errors and potential penalties
4. Investments and savings as a way to reduce taxes
- Bills - TFSA, RRSP, RESP, FHSA, HBP - счета для накоплений на пенсию, дом, или образование детям - преимущества и нюансы каждого
- How to use them to your advantage to save faster for your goals
- What is the difference between investing through banks and through brokers?
- Common Mistakes of Newbie Investors
5. Income protection in conditions of economic instability
- How to Prepare for a Possible Crisis or Job Loss
- What insurance tools can help protect your income?
- How to manage your budget during a crisis and minimize risks
- DAY 2
7. Financial instruments and banking services
- What financial institutions besides the Big Five banks are there in Canada and when should you contact one?
- How to choose the right account? What to look for: sample bank offers
- Types and differences of standard accounts: checking, saving, credit card, credit line
8. Credit history and rating
- Why credit history is critical in Canada and how it works
- How is a credit rating formed?
- The difference between hard and soft check and their impact
- How to check your credit score for free
- How to raise and maintain a high credit score, and what to do if it drops
- How to protect yourself from credit fraud
9. Debts and mortgages
- Debt Reduction Strategies
- Income requirements for obtaining a mortgage
- Minimum down payment and how to save it
- Early Mortgage Repayment: Pros and Cons
- How to restructure a mortgage when you're in financial trouble
10. Real estate rental and taxes
- How to register a lease: contract, deposit, and tenant verification
- Rental Income Taxes: What Can You Write Off?
- How to find good tenants and avoid problems
- What to do if the tenant doesn't pay
11. Insurance and medicine
- How does provincial insurance work?
- Employer benefits: what's included and what are the pitfalls?
- What to do if you lose your job – how to keep your insurance
- Why Work Life Insurance Isn't Always Enough
12. Pensions:
- Minimum work experience in Canada to qualify for a pension
- Types and amounts of pensions: state, private, corporate
- How life insurance affects your retirement and which policy to choose
✨Bonuses!
- Recorded lesson from Marina: Self-filing a tax return - step-by-step instructions
- Recorded lesson from a Licensed Financial Advisor: Types of insurance and how to choose what you need!
- A summary of the full webinar content that you will keep forever!
- Answers to your questions - for those attending the live webinar!
- The recording will be posted on the platform for easy viewing at any time for 6 months!
- Learn to write off expenses wisely and pay less taxes
- Understand how to manage finances in a new country
- Receive maximum benefits from the government
- Provide education to children
- Finally master the most effective investing in Canada
- Improve your credit score and earn money on credit cards instead of losing money!
- Buy a property with a mortgage and quickly save for a down payment while reducing taxes
- Travel the world in retirement, rather than living on a minimum pension while working
combo!
combo!
Combo 1: WRAP IT ALL UP!
- Webinar "Smart Finance in Canada"
- Business Webinar
- Real Estate Webinar
- Business Webinar
- Real Estate Webinar
By clicking the button, you agree to the rules of the training platform
Комбо 2: Разумные финансы в Канаде + Недвижимость
- Personal Finance Webinar
- Real Estate Webinar
- Real Estate Webinar
By clicking the button, you agree to the rules of the training platform
Комбо 3: Разумные финансы + Бизнес в Канаде
- Personal Finance Webinar
- Business Webinar
- Business Webinar
By clicking the button, you agree to the rules of the training platform
Your result after the webinar:
- Learn how the tax system works in Canada and how your income level affects your tax bill.
- Learn how different types of income are taxed.
- Learn about tax rules if you have income from other countries or if you have multiple sources of income.
- Learn tax reduction methods, what you can write off to pay less, and what government payments you may receive.
- Understand the rules for filing a tax return.
- Get instructions and you will be able to fill out the declaration yourself.
- Learn how to choose a good accountant if you need one.
- You will be able to manage your income so as not to lose, but to increase money.
- You'll understand how to use credit cards correctly and improve your credit score to get favorable loan terms.
- Finally, you'll understand how RRSP, RESP, TFSA, FHSA, and HBP savings accounts work—and which one is best for you to save for your children's education, a home, and retirement.
- Learn about investment methods for the whole family to feel comfortable and secure both today and in the future.
- Learn about different types of insurance and their differences. You'll understand which ones you need and which ones you shouldn't choose.
The webinar is hosted by
Marina Zmeu
I am the founder of ZmeuSolutions Career Education, a career and life coach, and an expert in employment and adaptation for immigrants in Canada.
In Canada, while working for hire, I changed jobs 4 times, each time increasing my income by 30-50%
I started my own business in December 2018 as a self-employed person, and now I am a co-owner of 3 businesses with a total income of $1.5 million in 2024, so I have a very good understanding of the Canadian financial system from different angles.
In 2021, she completed training to become a financial consultant.
Represented immigrants at the Immigrant Assistance Centre and as part of the Manitoba Newcomers Association, developing adaptation programs for new arrivals, which was reported in several local newspapers
Taught 2000+ immigrants financial literacy, tax optimization, employment, and business management in Canada.
I have received hundreds of positive reviews from previous programs and personal consultations because I only teach tools that work 100%
More than 240 families have found work, moved to Canada, and successfully adapted, just by reading my blog
Отзывы
How to participate in the webinar
1
Pay for participation
Immediately after payment, you will see a link to the Telegram chat. Click it. The link will also be sent to your email within 2 hours (check all possible folders: spam, newsletters, etc.).
2
Get the link
On March 21, you will receive a Zoom link to the email address you provided.
3
Be on Zoom
March 22nd and 23rd at 10 a.m. Manitoba time. Two hours will be set aside at the end of each day to answer your questions. If you can't attend online, don't worry. We'll be recording!
4
Watch and re-watch
The recording and all additional materials will appear on the training platform three days after the webinar ends! Watch the recording in your personal account throughout the entire access period!
Answers to frequently asked questions
If your payment doesn’t go through or you have any questions, please contact our Telegram support team at @Canada_iTSpace and we’ll find a convenient payment method for you.
Immediately after payment, you will see a link to the Telegram chat. Click it. Didn’t have time to click it? No problem, it will be sent to your email within two hours of payment. Check your Inbox, Newsletters, and Spam folders. Still haven’t found it? Contact our technical support team in the Telegram chat at @Canada_iTSpace
Combo webinars are available for pre-recorded purchase. Videos will be available within 24 hours of payment. The financial webinar itself will be held online on March 22 and 23, 2025. The recording will be available in your personal account within 3 days of the broadcast.
All gift lessons will be available in your personal account, along with a video recording of the financial literacy webinar, three days after its conclusion.
Yes, the webinar will be held on March 22 and 23, 2025, via Zoom. A video recording of the webinar will be available to everyone who purchased the webinar three days after it ends.
A video recording of the intensive course will be available on the training platform zmeu-solutions.com to all participants 3 days after its completion.
Installments are available for all three COMBO versions – there will be two payments. The first payment is due immediately, the second in a month.
The next webinar, “Smart Finance in Canada,” will be held in November 2025 at a new price!
Such favorable terms as the current ones will never be available again.
Place your order now
and we'll meet for a webinar on March 22 and 23, 2025!
и получите доступ к записи 2-дневного вебинара на полгода!
By clicking the button, you agree to the rules of the training platform
